As advertised on 2GB
 For all new loans only
FULL DOC Residential Loans
 8.88%PA
VARIABLE RATE
 (8.90%pa comparison Rate)
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  • Locumsgroup joins Project Paperless

    Locumsgroup is going paperless!

    03 Sep 2008
    Locumsgroup is implementing the first stages of Project Paperless mid September. We have invested in Redmap Document Management... [more]

  • Mortgage Audit

    Have you had your mortgage reviewed lately?

    08 Jul 2008
    Locumsgroup is implementing the first stages of Project Paperless mid September. We have invested in Redmap Document Management... [more]
Is my current loan the best for me?

First home buyersFirst home buyers

You can do it!

No deposit – No dramas

Our panel of lenders offer numerous solutions to enable you to enter the property market.

Whether it is with a 100% Home Loan (or 106% Home Loan) or with one of the family assistance options available, talk to our friendly specialists who will help you get started!

We handle the First Home Owner Grant (FHOG) application as well as the loan application for your convenience and peace of mind.

To determine whether you qualify for the FHOG please complete the following form:

Do I qualify for the First Home Owners Grant?

  1. Please select the state in which you intend to purchase property:
  2. Will this be the first time each applicant and their spouse/de facto will receive a grant under the First Home Owner Grant Act 2000 in any State or Territory of Australia?
    Yes No
  3. Is each applicant and their spouse/de facto a person who has never owned a residential property, either jointly, separately or with some other person before 1 July 2000, in any State or Territory of Australia?
    Yes No
  4. Is each applicant and their spouse/de facto a person who has never owned and occupied a residential property (other than the property to which this application relates), either jointly, separately, or with some other person, on or after 1 July 2000, in any State or Territory of Australia?
    Yes No
  5. Is each of the applicant(s) a natural person? (ie. not a company)
    Yes No
  6. Is at least one applicant a permanent resident or citizen of Australia?
    Yes No
  7. Will all of the applicant(s) be occupying the home as their principal place of residence within 12 months of either settlement or completion of construction?
    Yes No
  8. Has each applicant on or after 1 July 2000
    1. Entered into a Contract of Sale or Agreement for the purchase of a home? Or
    2. Signed a contract to have a home built on their vacant land? Or
    3. In cases of an owner-builder, commenced laying of foundations of a home on their vacant land?
    Yes No
  9. If you are a resident of Western Australia, are all the applicant(s) acquiring 100% ownership in fee simple in the land on which the home is (or to be) situated?
    Yes No
 

To speak to an expert Mortgage Manager about the right loan for you call 1800 24 86 86 or click here to submit a query.