
Our main point of differentiation is that we are a multi-disciplined practice: we are Financial Advisers, we are Accountants, and we are Mortgage Managers. We aim to integrate the three services for all of our clients.
Locumsgroup is an integrated financial services organisation providing competitive mortgage products, financial management and taxation advice.
You speak to the same dedicated relationship manager and support person each time you call. You will never experience the ‘call centre blues’ with us!

A client might consider using us because they realise the benefits of having their accountant, their financial adviser and their mortgage manager all working in an environment where the clients' complete financial situation is known to all three advisers. This means the taxation affairs, investments and a client's loans are all managed in a cohesive and integrated manner. By managing debt effectively, we can manage our client's equity and that of course is the key to wealth creation. It is the integration of these three keys disciplines that enable us to provide a level of service that satisfies the expectation of our clients.
Locumsgroup Mortgage Corporation provides innovative and highly competitive loan products. Our mortgage products are designed with maximum flexibility to complement your complete financial needs.

Borrowings can be broadly divided into two types of loans: loans which are non-deductible and loans which are eligible for a tax deduction.
It is the identification and management of these two types of borrowings where substantial financial advantages can be gained. Loans on individual properties can be split into several sub-loans enabling you to quarantine the deductible and non-deductible components of your borrowings.