Privacy statement

The Locumsgroup group of companies:

• LOCUMSGROUP HOLDINGS LP (ABN 40 442 974 419)
• LOCUMSGROUP MANAGEMENT SERVICES PTY LIMITED (ABN: 48 7 20 687 6 21)
• LOCUMSGROUP SECURITIES PTY LIMITED (ABN: 53 09 6 994 30 2)
• PRIVATE ACCOUTING SERVICES PTY LIMITED (ABN 66 116 993 670)
• FIDELITY MORTGAGE CORPORATION PTY LIMITED (ABN: 87 079 291 0 6 2)

PRIVACY POLICY

STATEMENT OF PRIVACY POLICY - DECEMBER 2003

Our Commitment

The Locumsgroup group of companies abides by the National Privacy Principles established under the Privacy Amendment (Privacy Sector) Act. 2001. A summary of the National Privacy Principles is available by contacting our office.

Collection

As a financial planning organisation we are subject to certain legislative and regulatory requirements which necessitate us obtaining and holding detailed information which personally identifies you and/or contains information or an opinion about you ("personal information"). In addition, our ability to provide you with a comprehensive financial planning and advice service is dependent on us obtaining certain personal information about you, including:

• ◊ employment details and employment history:
• ◊ details of your financial needs and objectives:
• ◊ details of your current financial circumstances, including your assets and liabilities (both actual and potential), income, expenditure, insurance cover and superannuation;
• ◊ details of your investment preferences and aversion or tolerance to risk;
• ◊ information about your employment history, employment circumstances, family commitments and social security eligibility;

We are required pursuant to the Corporations Act and Rules of Professional Conduct of the Financial Planning Association of Australia to collect sufficient information to ensure appropriate advice can be given in respect of recommendations made to our clients.

Failure to provide the personal information referred to above may expose you to higher risks in respect of the recommendations made to you and may affect the adequacy or appropriateness of advice we give to you.

Generally, collection of your personal information will be effected in either face to face interviews, over the telephone or by way of an online client engagement form. From time to time additional and/or updated personal information may be collected through one or more of those methods.

We will only collect, maintain and use Personal Information about you if it is necessary for us to adequately provide to you the services you have requested including:

• ◊ the preparation of your financial plan;
• ◊ the provision of financial planning advice to you;
• ◊ making securities and investment recommendations;
• ◊ reviewing your financial plan;
• ◊ reviewing securities and investment recommendations;
• ◊ risk management

Use And Disclosure

We will not use or disclose Personal Information collected by us for any purpose other than:

• ◊ the purposes for which it was provided or secondary related purposes in circumstances where you would reasonably expect such use or disclosure; or
• ◊ where you have consented to such disclosure; or
• ◊ where the National Privacy Principles authorise use or disclosure where required or authorised under law, in circumstances relating to public health and safety and in connection with certain operations by or on behalf of an enforcement body.

We are required under the Rules of Professional Conduct of the Financial Planning Association of Australia to make certain information available for inspection by the Association on request to ensure ongoing compliance with mandatory professional standards. This may involve the disclosure of your personal information. We are also obliged pursuant to the Corporations Act to maintain certain transaction records and make those records available for inspection by the Australian Securities and Investments Commission.

In the event that we propose to sell our business we may disclose your personal information to potential purchasers for the purpose of them conducting due diligence investigations. Any such disclosure will be made in confidence and it will be a condition of that disclosure that no personal information will be used or disclosed by them. In the event that a sale of our business is effected, we may transfer your personal information to the purchaser of the business. As a client you will be advised of any such transfer.

Security

Your personal information is generally held in your client file. Information may also be held in a computer database.

Access And Correction

You may at any time, by contacting us by any of the methods detailed below, request access to your personal information and we will (subject to the following exceptions) provide you with access to that information either by providing you with copies of the information requested, allowing you to inspect the information requested or providing you with an accurate summary of the information held. We will, prior to providing access in accordance with this policy, require you to provide evidence of your identity.

We will not provide you with access to your personal information if:

• ◊ providing access would pose a serious threat to the life or health of a person;
• ◊ providing access would have an unreasonable impact on the privacy of others;
• ◊ the request for access is frivolous or vexatious;
• ◊ the information related to existing or anticipated legal proceedings between us and would not be discoverable in those proceedings;
• ◊ providing access would reveal our intentions in relation to negotiations with you in such a way as to prejudice those negotiations;
• ◊ providing access would be unlawful;
• ◊ denying access is required or authorised by or under law;
• ◊ providing access would be likely to prejudice certain operations by or on behalf of an enforcement body or an enforcement body requests that access not be provided on the grounds of national security.

We will endeavour to ensure that, at all times, the personal information about you which we hold is up to date and accurate. In the event that you become aware, or believe, that any Personal Information which we hold about you is inaccurate, incomplete or outdated, you may contact us by any of the methods detailed below and provide to us evidence of the inaccuracy or incompleteness or outdatedness and we will, if we agree that the information requires correcting, take all reasonable steps to correct the information.

Complaints Resolution

If you wish to complain about any breach or potential breach of this privacy policy or the National Privacy Principles, you should contact us by any of the methods detailed below and request that your complaint be directed to the Privacy Officer. Your complaint will be considered within 7 days and responded to. It is our intention to use our best endeavours to resolve any complaint to your satisfaction; however, if you are unhappy with our response, you are entitled to contact the Office of the Privacy Commissioner who may investigate your complaint further.

Information Collected Online

Locumgroup's web site may contain links to other web sites whose operator may or may not adhere to a privacy policy or be governed by the National Privacy Principles.

Identifiers

We will not adopt as our own any identifiers that you may wish to provide to us such as TFN's, Medicare numbers etc.

Contact Us

Business Address:
Level 3, 20 Loftus Street
Sydney NSW 2000

Postal Address:
PO Box R242
Royal Exchange NSW 1225

Phone02 9255 8888 Fax02 9247 2868 Freecall1800 24 86 86 Emailinfo@locumsgroup.com.au Webwww.locumsgroup.com.au